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Last revised May 2016



Raptor Financial Technologies Co., Ltd., and its affiliates (“Raptor” or “we”) provides its content on this website (the “Site”) subject to the following terms and conditions (the “Terms”). We may periodically change the Terms without notice. These Terms were last updated on May 27, 2006. By using this Site, you agree to these Terms without limitation or qualification. If you do not agree to the Terms, do not use this website. For Raptor’s policy regarding personal information collected by the Site, please see our Privacy Policy.


Unless otherwise stated, all content and functionality on the Site, including text, graphics, logos, icons, and images and the selection and arrangement thereof (the “Site Content”) is the exclusive property of Raptor or its licensors and is protected by U.S. and international copyright laws. All rights not expressly granted are reserved.


All trademarks used or referred to in this website are the property of their respective owners. Nothing contained in this website shall be construed as conferring by implication, estoppel or otherwise any license or right to any copyright, trademark, patent or other proprietary interest of Raptor or any third party.


The Site Content is provided free of charge for informational purposes only and does not create a business relationship between you and Raptor.


The Site Content may be changed without notice at any time.


Raptor hereby grants you a non-exclusive, non-transferable license for the term hereof to access and download, display, and print one copy of the Site Content on a single computer solely for your internal, personal or business use, provided that you do not modify the Site Content in any way and that you keep intact all copyright, trademark and other proprietary notices displayed on the Site Content. You may not otherwise reproduce, modify, distribute, transmit, post, or disclose the Site Content without Raptor’s prior written consent.


The Site Content is provided “as is” without any representation or warranty of any kind, either express or implied, including, without limitation, implied warranties of merchantability and fitness for a particular purpose. Raptor assumes no responsibility regarding the accuracy of the Site Content. Any use of the Site Content is at the recipient’s own risk. Raptor provides no assurances that any reported problems may be resolved. By furnishing information, Raptor does not grant any licenses to any copyrights, patents or any other intellectual property rights. In no event shall Raptor be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or other damages (including, but not limited to, lost revenue or profits, business interruption, loss of programs or data), whether or not advised of the possibility of such damages or losses and regardless of the form of action or theory of liability.


We may provide links to other websites, and some of the content appearing to be on this Site may in fact be embedded content from other websites. Raptor has no responsibility for content from other websites. A link to another site or service is not an endorsement of that site or service. Any use you make of the information provided on any site or service linked to by this site is at your own risk.


Raptor does not want to receive confidential or proprietary information from you through the Site. Any information submitted to Raptor through the Site shall be deemed NOT to be confidential or proprietary. By submitting information to Raptor via the Site, you represent that you have the lawful right to submit the information and you grant Raptor an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit, distribute, publish and exploit the information, and you hereby waive any claims against Raptor for any alleged or actual infringements of any rights of privacy or publicity, moral rights, or rights of attribution in connection with Raptor’s use and publication of the information.


Raptor does not and cannot review submissions posted to the Site and is not responsible for submitted information. If you believe that your intellectual property right (or such a right that you are responsible for enforcing) is infringed by any content on the Site, please write to Raptor at the address shown below, giving a written statement that contains: (A) identification of the copyrighted work and/or intellectual property right claimed to have been infringed; (B) identification of the allegedly infringing material on the Site that is requested to be removed; (C) your name, address, and daytime telephone number, and an e-mail address if available; (D) a statement that you have a good faith belief that the use of the copyrighted work and/or exercise of the intellectual property right is not authorized by the owner, its agent, or the law; (E) a statement that the information in the notification is accurate, and, under penalty of perjury, that the signatory is authorized to act on behalf of the owner of the right that is allegedly infringed; and (F) the signature of the intellectual property right owner or someone authorized on the owner’s behalf to assert infringement of the right. Raptor will remove any posted submission that infringes the copyright or other intellectual property right of any person under U.S. law upon receipt of such a statement (or any statement in conformance with 17 U.S.C. 512(c)(3)). U.S. law provides significant penalties for submitting such a statement falsely. Raptor’s contact for submission of such notices is: Raptor Financial Technologies Co., Ltd., 459 Columbus Ave, Suite 338, New York, NY 10024, USA.


Raptor Financial Technologies Co., Ltd., maintains the Site in New York, U.S.A. and you agree that the Terms and any legal action or proceeding related to the Site shall be governed by the laws of the State of New York without reference to its choice of law rules or the principles of conflicts of laws thereof.

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