Last Updated: July 26, 2025

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These Terms of Use (“Terms”) govern your use of the Raptor Financial Technologies Co., Ltd., (“Raptor Financial Technologies”) website (the “Website”), located at www.raptorfintech.com. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you may not use this Website.

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1. License to Use the Website

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Subject to these Terms, Raptor Financial Technologies grants you a limited, non-exclusive, non-transferable license to use the Website for your own internal business purposes.

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2. Limitations on Use

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You may not use the Website in ways that:

• Infringe upon the intellectual property rights of others

• Violate any applicable laws, regulations, or industry standards

• Attempt to gain unauthorized access to the Website or its systems

 

3. User Content

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You may submit content to the Website, including data or feedback (“User Content”). You retain ownership of your User Content, but by submitting it, you grant Raptor Financial Technologies a non-exclusive, perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, and distribute such content.

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4. Privacy Policy

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Your use of the Website is also subject to our Privacy Policy. We encourage you to review it to understand how we collect, use, and protect your personal information.

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5. Intellectual Property

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All materials on the Website are protected by copyright, trademark, and other intellectual property laws. All rights not expressly granted in these Terms are reserved.

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6. Disclaimer of Warranties

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The Website is provided “as is” without any warranties, express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose. Raptor Financial Technologies does not guarantee that the Website will be error-free or uninterrupted.

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7. Limitation of Liability

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Raptor Financial Technologies shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of the Website, even if it has been advised of the possibility of such damages.

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8. Indemnification

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You agree to indemnify and hold Raptor Financial Technologies harmless against any claims, losses, damages, liabilities, and expenses, including reasonable legal fees, arising from your use of the Website, your User Content, or your breach of these Terms.

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9. Acceptable Use Policy

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You agree not to:

• Upload or transmit viruses, malware, or other malicious code

• Attempt to scrape, crawl, or reverse-engineer any aspect of the Website

• Misrepresent your identity or affiliation with any person or entity

• Use the Website in any way that disrupts or damages its performance or security

 

10. Third-Party Services & Links

 

The Website may contain links to third-party websites or services. Raptor Financial Technologies does not control or endorse these third parties and is not responsible for their content, functionality, or data practices. Your interactions with these services are governed by their own terms.

 

11. Service Availability & Changes

 

Raptor Financial Technologies reserves the right to modify, suspend, or discontinue any part of the Website or its services at any time without prior notice. We are not liable for any impact such changes may have.

 

12. Governing Law & Jurisdiction

 

These Terms shall be governed by and construed in accordance with the laws of Japan. All disputes arising in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts of Japan.

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13. Changes to Terms

 

Raptor Financial Technologies may revise these Terms at any time. Updated versions will be posted on the Website, and continued use of the Website following any changes constitutes your acceptance of the updated Terms.

 

14. Severability

 

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

 

15. Assignment

 

Raptor Financial Technologies may assign or transfer its rights and obligations under these Terms to any affiliate, successor, or other entity without prior notice to you.

 

16. Entire Agreement

 

These Terms represent the full agreement between you and Raptor Financial Technologies regarding your use of the Website and override all prior communications or agreements.

 

17. Contact Information

 

If you have questions or concerns about these Terms or about your use of the Website, please contact us at info@raptorfintech.com.